Most people aren't bad with credit. Nobody ever showed them how it works.
I'm Moz. I sit down with you one-on-one, walk you through your reports, and build a plan to get you from denied to approved.
I learned credit the hard way, so you don't have to.
Nobody sat me down and explained how credit works. I figured it out by living it: the denials, the high interest, the feeling that everybody else knew something I didn't.
Once I understood the system, I couldn't stop explaining it. Friends, then friends of friends, then people who just heard about me. Ten years and more than 1,600 clients later, that's still what I do.
Access Granted is how I work with people now. We look at all three of your reports together, challenge what's inaccurate, and build habits that keep your profile strong after we're done.
I'm not here to sell you a quick fix. I'm here to get you approved for the house, the car, the business funding, whatever you've been working toward, and to make sure you understand how you got there.
Start with a free look.
Before you pay for anything, we sit down and look at where you actually stand. Two things to do first:
Free Credit Check Friday
A one-on-one session with me. We go through your report, I explain what's helping and what's hurting, and you leave with a plan. No cost, no obligation.
Credit monitoring
Monitoring through MyFreeScoreNow gives us all three bureau reports and shows every change as we work. Every client needs it, and it's yours to keep after you graduate.
Pick your card.
Three ways to work with me, depending on how fast you want to move. Every program includes a full review of all three reports and an update after every round.
Pay-Per-Round
Go one round at a time and pay as you go. Good if you have a few items to work on or want to see the process before committing.
Start a round→Full Access
Three rounds for one flat price, a personalized plan, credit-building guidance, and a handoff to funding when you graduate.
Get full access→Express
Six rounds on an expedited schedule, priority handling, and direct access to me. For people with a deadline, like a home or business funding goal.
Go express→| Pay-Per-Round | Full Access | Express | |
|---|---|---|---|
| Rounds included | 1 | 3 | 6 |
| Three-bureau review | ✓ | ✓ | ✓ |
| Update after every round | ✓ | ✓ | ✓ |
| Personalized credit plan | — | ✓ | ✓ |
| Credit-building guidance | — | ✓ | ✓ |
| Funding handoff at graduation | — | ✓ | ✓ |
| Expedited schedule & priority | — | — | ✓ |
| Direct access to Moz | — | — | ✓ |
| Price | $99 / round | $497 | $997 |
Credit monitoring is required for every program and billed separately by MyFreeScoreNow. Need a payment option for Express? Email us.
The Playbook.
Everything I explain in a Friday session, written down. How your report works, how to spot errors, and the habits that build the kind of profile lenders say yes to.
In their words.
Real clients. Real approvals.
Watch their stories in the Results highlight on Moz's Instagram.
Results vary based on each client's individual situation.
After you're approved.
Funding
Graduates connect with our funding partner, Dalia Enterprises. Take the quiz to see how much you could qualify for and what it takes.
→ii.Tradelines
Authorized user tradelines can add positive history to your file and help build your profile faster.
→iii.Partner with us
Know someone who needs this? Refer friends, family, or your own clients and get paid for every client you send.
→Learn the business from me.
People ask me all the time how to start their own credit consulting business. I'm putting together a mentorship for a small group who are serious about doing it the right way.
- Setting up a compliant, trusted business
- The systems and software that run it
- Giving clients an experience they refer
- Pricing, sales, and growing past referrals
Spots will be limited. The waitlist hears about it first, before I announce it anywhere.
Join the waitlist
Takes about 30 seconds. You'll hear about it before anyone else.
Good questions.
Where do I start?
Book a Free Credit Check Friday. We'll look at your full picture together, and I'll tell you honestly which program fits, or whether the Playbook is enough for now.
Why do I need credit monitoring?
It lets us see all three bureau reports and track every change while we work your file. If monitoring is cancelled, work on your file pauses until it's back on.
What's a "round"?
One cycle of reviewing your reports, challenging inaccurate or unverifiable items with the bureaus, and waiting for their responses. You get an update after every round.
How long does it take?
Most rounds take 30 to 45 days because of how long the bureaus take to respond. Every file is different, and results vary.
Do you offer payment options?
Pay-Per-Round lets you go one round at a time, and payment options are available for Express. Email [email protected] and we'll set it up.
What happens when I graduate?
You leave with a plan to keep your profile strong, and you can connect with our funding partner to see what you may qualify for.